bob World New

Manage accounts, balances, mini statements, and transaction histories from one dashboard with bob World New, the official mobile-banking app that combines everyday banking, payments, investments, and financial insights. It supports 370+ services, including statements for up to 24 months, TDS and interest certificates, debit-card controls, transaction limits, cheque-book requests, and other cheque services.

Voice commands can initiate secure payments, while UPI, self-account, within-bank, IMPS, NEFT, RTGS, and international transfers cover different fund-movement needs. Pay utility bills, mobile/DTH recharges, FASTag, credit-card bills, and loan repayments, and turn on AutoPay for recurring bills and subscriptions.

Savings tools turn education, travel, marriage, and other aims into goals, recommend deposits, open fixed or recurring deposits digitally, and analyze categorized spending for budgeting. Baroda Wealth handles investment management, including one-click PPF, SSA, and APY investments plus PMJJBY and PMSBY insurance. Digital borrowing spans home, car, personal, Mudra, MSME, loan-against-FD/RD, and micro-personal loans, with credit-score checks and an EMI calculator. The lifestyle section combines bill payment and recharges with bus, flight, train, and hotel bookings, merchandise comparison and shopping, and exclusive offers.

Personalized dashboards serve Women, Senior Citizens through the Gold Persona, Millennials, and NRIs, while AI features compare income and expenses, support budgeting, provide financial-health scores and smart insights, identify recurring expenses, and tailor recommendations. Designed for secure, contactless, effortless 360° banking, the free-licensed Android finance-and-shopping app is at version 0.2.4; this release improves the UI/UX and includes fixes.

Free to use — a paid version with additional features is also available.