Copilot6.5.0

Copilot brings your financial accounts, spending, and investments into one organized view, automatically tracking activity so you can follow cash flow and build a budget. Its AI learns your spending patterns and tags each transaction automatically, improving its classifications as you continue using it. Unused budget money can roll into the next month, helping you save toward larger purchases.

A daily snapshot shows your spending progress, pending refunds, and upcoming bills. Monthly summaries reveal changes in income and expenses, while recurring charges can expose subscriptions you may have forgotten. Copilot also provides personalized recommendations to help you adjust spending and increase savings.

Stocks, cryptocurrency, and your home can all contribute to a single net-worth picture instead of being scattered across separate apps. Live estimates let you check progress when convenient, and portfolio views show how diversified your holdings are; entering a Zillow URL lets Copilot track an estimated home value. It suits people who want one place to monitor everyday spending, savings goals, investments, and broader financial progress.

The macOS release is version 6.5.0,334-b39f409a, requires macOS 14 Sonoma or later, and runs on both Intel and Apple Silicon Macs. Copilot is also available on iPhone, iPad, Mac, and the web. The Mac software is freeware, and the service lets prospective users explore it before connecting an account and then begin a free trial.